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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Newark, North Wilmington and Middletown real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Hockessin, Wilmington, Newark and Landenberg, PA, Delaware

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Delaware Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Hockessin, Wilmington, Newark and Landenberg, PA

Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Q	How many rooms are there in the U.S. President's primary residence?
A	There are 132 rooms in the White House.
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John and Mary Luca, REALTOR®, real estate agents and broker for Hockessin, Wilmington, Newark and Landenberg, PA, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

John and Mary Luca
Prudential Fox and Roach
4764 Limestone Rd
Wilmington, DE. 19808
Main Office: 302-999-9999
Direct Line: 302-999-6966
Fax: 302-397-2440
Email: Homes@TriStateTeam.com
As a licensed Realtor in DE, PA & MD, John's clients benefit from his of attention to detail, derived from his background in Accounting and high-end Customer Service. John's ability to "know" the market, his pleasant & honest demeanor, and his ability to provide our clients with the professional service they desire and deserve, are just a few reasons our clients are happy clients.

As an added benefit for our clients, John is a Member of the Luxury Home Council, which is an elite membership of top real estate agents throughout the United States.

www.TriStateTeam.com is brought to you by John and Mary Luca
NUMBER1EXPERT™ in real estate for Hockessin, Wilmington, Newark and Landenberg, PA, Delaware

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