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"The best thing with John was honesty."
"He put me in a house that was right for me, he did not try to make a quick sale and for that i thank you!!!"
Bette Shields, 2009
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Dear John,
Just a note to let you know that your hard work during the selling of our house has been sincerely appreciated. I really appreciated about being helpful and your diligent work. Our high recommendation to have your excellent services. We would like to thank you again for everything.

God Bless You,
 

Sanjeev and Apla

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School Reports in Hockessin, Wilmington, Newark and Landenberg, PA, Delaware
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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?

A 
George Burns Drive and Gracie Allen Way
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John and Mary Luca, REALTOR®, real estate agents and broker for Hockessin, Wilmington, Newark and Landenberg, PA, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

John and Mary Luca
Prudential Fox and Roach

88 Lantana Drive
Hockessin, DE 19707
Main Office: 302-999-9999
Direct Line: 302-999-6966
Fax: 302-397-2440
Email: Homes@TriStateTeam.com

As a licensed Realtor in DE, PA & MD, John's clients benefit from his of attention to detail, derived from his background in Accounting and high-end Customer Service. John's ability to "know" the market, his pleasant & honest demeanor, and his ability to provide our clients with the professional service they desire and deserve, are just a few reasons our clients are happy clients.

As an added benefit for our clients, John is a Member of the Luxury Home Council, which is an elite membership of top real estate agents throughout the United States.

Equal Housing REALTOR


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