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All agents are NOT alike! Find out why we are top real estate experts. Call us: (302) 999-6966.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"I will only call John Luca!”
"He listened intently to my needs -- which allowed him to provide exceptional service in purchasing my home."
Vonda Page, January 2009
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John and Mary Luca
is one of The Top Selling Real Estate Experts™
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"Personable, tenacious, work ethic"
“The minute I spoke to John and saw his amazing marketing program I knew that he was the right real estate agent we were looking for to sell our home. With this market, it took someone with John's personable, tenacious, work ethic that drove us after a few realtors later to be able to sell our home. I highly recommend John to anyone looking to buy or sell a home.” February 5, 2009
Leann Holly
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
What 1982 thriller featured a house that was supposedly haunted because it had been built on the site of an ancient burial ground?
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| A |
Steven Spielberg's "Poltergeist"was filmed in an actual home on Roxbury Street in a normal residential suburb in California's Simi Valley. |
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John and Mary Luca
Prudential Fox and Roach
88 Lantana Drive
Hockessin, DE 19707
Main Office: 302-999-9999
Direct Line: 302-999-6966
Fax: 302-397-2440
Email: Homes@TriStateTeam.com
As a licensed Realtor in DE, PA & MD, John's clients benefit from his of attention to detail, derived from his background in Accounting and high-end Customer Service. John's ability to "know" the market, his pleasant & honest demeanor, and his ability to provide our clients with the professional service they desire and deserve, are just a few reasons our clients are happy clients.
As an added benefit for our clients, John is a Member of the Luxury Home Council, which is an elite membership of top real estate agents throughout the United States.  
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